Disclaimer
August 22, 2025
Past performance does not guarantee future results.
Financial planning involves risk and individual circumstances vary significantly.
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. All content is provided in good faith, however we make no representation or warranty regarding accuracy, adequacy, validity, reliability, availability or completeness of any information.
Individual financial circumstances vary greatly, and what works for one person may not be suitable for another. We strongly recommend consulting with qualified professionals before making any financial decisions.
Limitation of Liability
Our liability is limited to the fullest extent permitted by Australian law:
- We accept no responsibility for any direct, indirect, or consequential loss arising from use of our services
- Our maximum liability is limited to the amount paid for our services in the preceding 12 months
- We exclude all warranties except those that cannot be excluded under Australian Consumer Law
- Nothing in these terms affects your statutory rights as a consumer under Australian law
Information Accuracy and Completeness
While we strive to keep information current and accurate, we cannot guarantee that all information is complete, correct, or up-to-date at all times. Financial markets and regulations change frequently.
We reserve the right to modify or update information without prior notice. Users should verify current information independently before making decisions.
Reliance on any information provided is solely at your own risk.
Professional Advice Disclaimer
Our services constitute general guidance only and should not replace professional advice:
- Always consult qualified financial advisors for personalized recommendations
- Consider your individual circumstances, risk tolerance, and objectives
- Seek independent legal or tax advice when appropriate
External Links Disclaimer
Our website may contain links to third-party websites for your convenience and information. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites.
Visiting external links is at your own risk, and you should review their terms and policies independently.
Results and Performance Disclaimer
Any results, testimonials, or examples shown are not typical and should not be considered as guarantees of similar outcomes. Financial success depends on numerous factors beyond our control.
Individual results may vary significantly based on personal circumstances, effort, and market conditions.
Important Notice
No guarantee of specific results or financial outcomes is made or implied. All financial decisions carry inherent risks.
Intellectual Property Rights
All content, materials, and resources provided through our services are protected by Australian and international intellectual property laws.
Unauthorized reproduction, distribution, or modification of our content is strictly prohibited and may result in legal action.
User Indemnification
Users agree to indemnify and hold harmless dresovantelia, its employees, and affiliates from any claims, damages, or expenses arising from misuse of our services or violation of these terms.
Governing Law and Jurisdiction
These terms are governed by Australian law, specifically:
All disputes will be resolved under the laws of Australia, with jurisdiction in Australian courts. Any legal proceedings must be commenced in the appropriate Australian jurisdiction.
State and Territory Variations
Some terms may vary by state or territory to comply with local Australian regulations. Where conflicts arise, local law takes precedence.
Age Restrictions
18+ only
Our services are available only to individuals aged 18 years and above. Minors must have parental consent and supervision.
Financial Health Disclaimer
Financial planning can affect personal stress and wellbeing. If you experience anxiety about money matters, consider speaking with appropriate health professionals alongside financial guidance.: Financial planning can affect personal stress and wellbeing. If you experience anxiety about money matters, consider speaking with appropriate health professionals alongside financial guidance.
Financial planning can affect personal stress and wellbeing. If you experience anxiety about money matters, consider speaking with appropriate health professionals alongside financial guidance.
Changes to This Disclaimer
We may update this disclaimer periodically to reflect changes in our services or legal requirements. Material changes will be communicated through our website with updated timestamps.
Contact Information for Disclaimer Queries
For questions about this disclaimer or our terms, please reach us at:
dresovantelia
Level 14, 327 Collins Street, Melbourne VIC 3000, Australia